Title Insurance

Place the following in your contract so that you can close with us: "TriCentury Title, 5608 Malvey, Fort Worth". Contact me at 817-233-1817 or charlesmreid@hotmail.com when the contract is ready so that I can arrange to have it picked up at no cost to you.    Charles M. Reid, Attorney and Mediator charlesmreid@hotmail.com 5608 Malvey Ave, Suite 301 Fort Worth, TX 76107 817-233-1817 817-738-2659 fax www.reidattorney.com   Why TriCentury Title ? ....  TriCentury Title is a locally owned and operated national title company. TriCentury Title provides residential and commercial title insurance and escrow services to thousands of customers. Our services are delivered with a strong commitment to outstanding customer service. Unlike many of our competitors, we are locally owned and operated. We take great pride in our work in the Dallas/Fort Worth region and throughout the United States. Why Title Insurance?.... Even the best title examination or search cannot protect your equity from matters not appearing in public records. A TriCentury Title policy, subject to certain limitations set forth in the policy, can protect you from most errors, mistakes, and/or fraud. Here are a few reasons why you need the protection of title insurance when you purchase real property or enter into a long term lease.... Documents executed under false or expired powers of attorney; False impersonation of true land owner; Undisclosed heirs; Improperly recorded legal documents; Prescriptive rights in another not appearing of record and not disclosed by survey; Failure to include necessary parties to certain judicial proceedings; Defective acknowledgements due to improper or expired notarization; Corporate franchise taxes as liens on corporate real estate assets; Gaps in the chain of title; Mistakes and omissions resulting in improper abstracting; Forged deeds, mortgages, wills, releases of mortgages and other instruments; Deeds which appear absolute, but which are held to be equitable mortgages; Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill gotten means; Inadequate legal descriptions; Conveyances by undisclosed divorced spouses; Duress in execution of wills, deeds and instruments conveying or establishing title; Issues involving delivery of conveyancing instruments; Deeds and wills by persons lacking legal capacity; State inheritance and gift tax liens; Errors in tax records; Demolition and substance building liens; Administration of estates and probate of wills of missing persons who are presumed deceased; Issues of rightful possession of the land; Issues concerning the rightful conveyances by corporate entities; Deeds and mortgages by foreigners who may lack legal capacity to hold title; Legal capacity of foreign personal representatives and trustees; Issues involving improper marital status; Improper modification of documents; Rights of divorced parties; Conveyances in violation of public policy; Misinterpretation of wills and ancillary instruments; Deeds by persons falsely representing their marital status; Claims by creditors of decedent against property improperly conveyed by heirs and devisees; Issues concerning unlawful takings by eminent domain or condemnation; Special tax assessments; Real estate homestead exceptions; Forfeitures of real property due to criminal acts; Issues concerning adoption of children; Conveyances and proceedings affecting rights of military personnel protected by the Soldier's and Sailor's Civil Relief Act; Issues concerning interests noted in financial statements filed under Uniform Commercial Code; Interests arising by deeds of fictitious parties; Adverse possession; Lack of jurisdiction or competency of persons in judicial proceedings; Community property issues; Utility easements; False affidavits of death or heirship; Interstate estates; Probate matters; and Federal estate and gift liens. TEXAS TITLE INSURANCE PREMIUM RATES EFFECTIVE FEBRUARY 1, 2007 Policies        Up To And Including   Basic        Premium Policies        Up To And Including   Basic        Premium Policies       Up To And Including   Basic        Premium Policies         Up To And Including   Basic        Premium $10,000 $229 $32,500 $383 $55,000 $536 $77,500 $690 10,500 233 33,000 386 55,500 539 78,000 694 11,000 235 33,500 390 56,000 544 78,500 698 11,500 239 34,000 393 56,500 547 79,000 702 12,000 243 34,500 397 57,000 550 79,500 703 12,500 246 35,000 400 57,500 554 80,000 707 13,000 250 35,500 404 58,000 558 80,500 711 13,500 254 36,000 407 58,500 560 81,000 715 14,000 257 36,500 410 59,000 564 81,500 717 14,500 260 37,000 413 59,500 567 82,000 721 15,000 262 37,500 417 60,000 571 82,500 725 15,500 266 38,000 421 60,500 575 83,000 729 16,000 270 38,500 425 61,000 578 83,500 731 16,500 274 39,000 427 61,500 581 84,000 734 17,000 277 39,500 431 62,000 585 84,500 739 17,500 281 40,000 434 62,500 589 85,000 742 18,000 285 40,500 438 63,000 591 85,500 745 18,500 287 41,000 440 63,500 594 86,000 748 19,000 290 41,500 445 64,000 598 86,500 752 19,500 293 42,000 448 64,500 602 87,000 756 20,000 298 42,500 452 65,000 605 87,500 759 20,500 301 43,000 454 65,500 608 88,000 762 21,000 305 43,500 458 66,000 612 88,500 766 21,500 308 44,000 461 66,500 617 89,000 770 22,000 312 44,500 465 67,000 620 89,500 772 22,500 315 45,000 469 67,500 621 90,000 775 23,000 318 45,500 472 68,000 625 90,500 779 23,500 321 46,000 475 68,500 629 91,000 783 24,000 325 46,500 479 69,000 632 91,500 787 24,500 328 47,000 481 69,500 635 92,000 789 25,000 332 47,500 485 70,000 640 92,500 793 25,500 335 48,000 489 70,500 644 93,000 797 26,000 339 48,500 493 71,000 647 93,500 801 26,500 342 49,000 496 71,500 649 94,000 802 27,000 345 49,500 499 72,000 652 94,500 806 27,500 348 50,000 503 72,500 656 95,000 811 28,000 352 50,500 506 73,000 660 95,500 814 28,500 355 51,000 508 73,500 663 96,000 816 29,000 359 51,500 512 74,000 667 96,500 820 29,500 362 52,000 516 74,500 671 97,000 824 30,000 366 52,500 520 75,000 674 97,500 828 30,500 369 53,000 523 75,500 676 98,000 830 31,000 373 53,500 527 76,000 680 98,500 834 31,500 376 54,000 530 76,500 683 99,000 838 32,000 379 54,500 533 77,000 687 99,500 841             100,000 843   Premiums shall be calculated as follows for policies in excess of $100,000:   1.  For policies of $100,001 - $1,000,000 Basic Premium             (1)  Subtract $100,000 from policy amount.             (2)  Multiply result in 1.(1) by $.00534 and                           round to nearest whole dollar.             (3)  Add $843 to result in 1.(2).           2.  For Policies of $1,000,001 - $5,000,000                   Basic Premium                      (1)  Subtract $1,000,000 from policy amount.     (2)  Multiply result in 2.(1) by $.00439 and             round to nearest whole dollar.             (3)  Add $5,649 to result in 2.(2).                              3. For policies of $5,000,001 - $15,000,000 Basic Premium             (1)  Subtract $5,000,000 from policy amount.             (2)  Multiply result in 3.(1) by $.00362 and                           round to nearest whole dollar.             (3)  Add $23,209 to result in 3.(2).   4. For policies of $15,000,001 - $25,000,000 Basic Premium             (1)  Subtract $15,000,000 from policy amount.             (2)  Multiply result in 4.(1) by $.00257 and             round to nearest whole dollar.             (3)  Add $59,409 to result in 4.(2) 5. For policies in excess of $25,000,000 Basic Premium             (1)  Subtract $25,000,000 from policy amount.             (2)  Multiply result in 5.(1) by $.00154 and             round to nearest whole dollar.             (3)  Add $85,109 to result in 5.(2).       For more information contact: Title@tdi.state.tx.us http://www.tdi.state.tx.us/orders/titlerates2004.html